The State of Open Banking - Frollo

Open Banking in Focus: Insights into Australia’s evolving CDR ecosystem

Frollo’s 4th annual State of Open Banking 2025 report — provides a snapshot of Australia’s evolving Consumer Data Right (CDR) ecosystem. Featuring exclusive insights from industry bodies, banks, brokers, fintechs, it reveals how Open Banking is driving real change, overcoming challenges and unlocking new opportunities.

Real-World Impact: Perspectives from Industry, Aggregators and Brokers

Hear directly from the voices we interviewed as they shine a spotlight on the mortgage brokerage industry, revealing how Open Banking is being adopted, challenged, and leveraged across the financial ecosystem.

Industry
Aggregators
Brokers

The MFAA on Open Banking’s role in Mortgage Innovation

Anja Pannek and Naveen Ahluwalia share how Open Banking is driving innovation—transforming compliance, boosting efficiency, and elevating the customer experience across the mortgage industry.

Open Banking transformation for aggregators

Daniel Oh and Chin Chin Hui Yeo share the real results from Connective, one of Australia’s largest broker networks embracing Open Banking.

Open Banking – The broker’s advantage in driving client success

Chris Foster-Ramsay shares how Open Banking is helping brokers deliver faster, more transparent experiences—while staying ahead in a competitive mark.

Download previous State of Open Banking reports

State of Open Banking 2024

State of Open Banking 2023

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