Helping people feel good about money

Frollo is a purpose-driven FinTech on a quest to help people feel good about money.

We help businesses use Open Banking to deliver better customer outcomes. From improving their financial position and getting a better deal on their finances, to a more streamlined, personalised experience.

We also have a free app for consumers to help them manage their money and improve their finances.

Frollo facts

Purpose driven

We’re on a quest to help people feel good about money

Frollo - First fintech ADR

First FinTech ADR

And the first to go live with Open Banking on 1 July 2020

25 Million+

Open Banking API calls made to date – and counting

Over 50 Frollo’ers

Our team is growing fast. Want to join us?

What we do

We build market leading technology to help our clients use financial information to deliver better customer outcomes:


A fast and secure way for businesses to let their customers share financial information with them


Our AI engine turns raw transaction data into insights


Plug & play access to solutions for personal finance management, customer onboarding and lending

What about the Frollo app?

To help people feel good about money, we’ve made our own PFM app available for everyone in Australia, for free. The Frollo app is a great way for us to showcase the potential of our technology.

Open Banking header image (3)
About us - where we came from illustration

Where we came from

Our Founder, Gareth Gumbley started Frollo to help people feel good about money. To achieve our purpose, we created tools for businesses that improved the financial wellbeing of our customers.

When the Consumer Data Right legislation was introduced in Australia, it provided consumers with secure, real-time access to their financial data. This paved the way for us improve and expand our technology.

So, on 8 May 2020, Frollo became Australia’s first FinTech to be an Accredited Data Recipient. On 1 July 2020, we were the first to go live with Open Banking in our Frollo app.

Since then, things have only accelerated. We’re working with banks, FinTech’s, lenders and brokers to help them deliver better customer outcomes. We couldn’t be more excited about the future.

Want to know more about where we came from? Have a look at our year in review infographics for 2020 and 2021.

Frollo’s 2021 in Review

Frollo’s 2020 in Review

Our values

At Frollo we live by a set of values. These values guide how we work together, how we develop our products and how we run our business. To find out more about what each of them means and how we live them, then please head over to our careers page.

We are bold and ambitious

We are one team

We Invent

We care

Our journey so far

From just an idea, to a purpose driven leader in Open Banking – a lot has happened in the few years since we launched. Below we’ve listed a few of our highlights, with many more to come!

Want to help others feel good about money?

Then head over to our careers page to join our amazing team.

Want to read more?