The Open Banking platform built for innovation.

Rich insights. Smarter decisions. Better business outcomes.

Frollo for Business is an enterprise-grade platform for Australian banks, non-bank lenders, and wealth service providers. Our Open Banking platform turns data into meaningful insights to help organisations acquire, retain, and better serve customers.

Unlock the power of data with Open Banking

Leverage data that’s structured and enriched to deliver insights, improve decisions, and enhance customer experiences.

Data enrichment for actionable insights

Convert unstructured transaction data into insights. Unlock merchant identification, categorisation, income verification, data to inform smarter business decisions. 

CDR data for lending and wealth

Use permissioned data to help advisers deliver better advice and lenders receive higher-quality loan applications for faster submissions.

Better digital banking experiences

Bring your customers’ finances together in one place, provide insights, money management tools, and personalised product recommendations.

Secure and compliant

Frollo is an ACCC-regulated Accredited Data Recipient with deep Open Banking expertise, trusted by banks, lenders and wealth providers.

 

Open Banking that works across your business

Frollo for Business – all the tools for business advantage

  • Data Holder testing

    Seamless, compliant CDR data collection and management

  • Data Holder testing

    Smarter lending and advice interactions

  • Data Holder testing

    CDR data to power your CRM, CDP or marketing platforms

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Power insight. Enable action. Deliver value

Open Banking that power decisions, growth, and customer value. 

Fast and reliable without the complexity

Configure consent and data collection for each use case, and manage the process from our advanced Admin Portal.

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Better lending and adviser experiences, powered by real financial clarity

Gain a complete, verified view of your customer’s finances. Auto-populate applications with permissioned CDR data to reduce friction, improve data quality, and speed up submission.

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Deliver smarter money management experiences.

A complete money management toolkit delivering meaningful customer insights and personalised engagement. Choose to integrate via our APIs or launch quickly with our award-winning white-label app.

Empowering better banking

  • Australia’s leading Open Banking platform

    Manage, enrich, and analyse customer-permissioned data with confidence.

  • Trusted Expertise

    Our technology drives efficiency, mitigates risk, and enhances customer engagement.

  • One platform, multiple applications

    Seamlessly collect, enrich, and activate CDR data across your business.

  • Customisable for your business

    Design and configure the ideal setup and customer experience for your organisation

  • Insights from real users

    Benefit from expertise and learnings gathered from the Frollo App, with 140,000+ users

  • Innovation backed by experience

    Frollo is a subsidiary of NextGen, Australia’s leading provider of lending technology, with over 30+ years of industry experience delivering innovative SaaS solutions and cutting edge-digital tools to banks, non-bank lenders and brokers.

Frequently asked questions

Frollo's products and Open Banking services are built for banks, non-bank lenders, and other financial and wealth institutions. If your business isn't currently operating in the finance or lending sector, our services aren't likely to be the right fit.

Frollo has its own consumer app with budgeting and money management features, and our focus is on serving that market directly rather than powering other providers' apps. We don't offer our platform as a white-label or backend solution for competing budgeting apps.

Frollo's platform hasn't been designed to support integration with third-party platforms. Our Open Banking services are available to entities that are Accredited Data Recipients under the Consumer Data Right (CDR) regime — if that's not yet your status, this isn't something we're able to support.

Frollo doesn't offer individual or personal-use API access. Our services are enterprise solutions built for accredited organisations, not individual developers or consumers.

Frollo's Open Banking solutions are built for banks, non-bank lenders, other financial institutions, and entities that are (or are working toward becoming) Accredited Data Recipients under the CDR. If you're unsure whether your business qualifies,reach out and we can point you in the right direction.

Yes. Frollo offers Money Management APIs and transaction categorisation services designed for banks, non-bank lenders, and other financial institutions looking to enhance their own products with features like spend insights, budgeting tools, or categorised transaction data. If you're a bank or wealth provider interested in these features, we'd encourage you to get in touch to discuss your specific requirements.

Frollo's current Open Banking portal, Frollo for Brokers, is available to mortgage brokers accredited with either the MFAA or FBAA. It isn't currently available to financial advisers. We are working on an integration with a wealth provider CRM, which we expect to launch soon — we're unable to share further details until this is confirmed, but feel free to check back or reach out closer to the time.