Financial Passport

The Frollo Financial Passport helps you streamline credit decisions and customer onboarding with a real-time, Open Banking powered overview of your customer’s finances.

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Who we're working with

Open Banking powered credit decisions

The Frollo Financial Passport uses Open Banking to provide a real-time, complete and accurate picture of your customers’ finances.

Customers safely and securely link their financial accounts in a few steps to instantly generate an Income & Expense report that’s mapped to your lending criteria.

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Get an accurate, verified assessment in minutes instead of days, reducing paperwork and handling.

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The Frollo AI engine delivers a market- leading categorisation accuracy to power your lending decisions.

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Customer experience

Offer your customers a streamlined data sharing experience that puts them in control.

Leveraging Frollo’s technology and experience as a leader in Open Banking allows us to continue on our mission to change the way people experience property.

Eloise Wall
General Manager Financial Experiences at REA Group

Case studies


Complete, reliable financial picture

A full overview of income, expenses, assets and liabilities using bank verified data

Digital experience with an export feature

Auto-populated data points that match any broker workflow, with the ability to export the raw data to PDF and Excel

Custom categories and calculations

Group spend categories and customise calculations to match your credit decision metrics

Multi data source

Market leading accuracy - whether you use Open Banking, Electronic Data Capture or both

Have it your way

Financial passport - Instant download

Financial Passport PDF

Help your customers better understand their financial position and provide them with an easy to read PDF, including graphs and explanations

Financial passport - API

Financial Passport API

Plug our API directly into your workflow and auto-populate forms, or access the data via XLS, XML or other file formats

Financial Passport Have it your way

Financial Passport use cases

The Frollo Financial Passport is a flexible, customisable solution for using real-time financial information to power your customer journey. How will you use it?

Lending assessment

Streamline the lending process and comply with responsible lending regulations by using an accurate, up to date financial profile to inform your credit decisions

Fact finding

Spend your time having an informed conversation with your customers and avoid line by line manual assessments

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The only end-to-end Open Banking platform

Open Banking Platform

A modular, end-to-end solution for Data Recipients


Connect to 90+ banks with an out of the box, customisable consent flow, data sharing dashboard and advanced user management portal.


Categorise transactions, detect bills, classify merchants and verify income with market leading accuracy.


Plug & Play access to Open banking powered solutions for lending, personal finance management and customer onboarding.

Download the Financial Passport product sheet