The Frollo Financial Passport is a real-time customer financial profile to streamline lending decisions and customer onboarding, powered by Open Banking.
Get an accurate, verified assessment in minutes instead of days, reducing paperwork and handling.
The Frollo AI engine delivers a market- leading categorisation accuracy to power your lending decisions.
Offer your customers a streamlined data sharing experience that puts them in control.
Open banking powered credit decisions
Speed and quality of data are key to minimising cost and default risk in lending. Yet, collecting and verifying financial information is challenging for consumers and lenders / brokers.
The Frollo Financial Passport uses Open Banking to provide a real-time, complete and accurate picture of your customers’ finances. Customers safely and securely link their financial accounts in a few steps to instantly generate an Income & Expense report that’s mapped to your lending criteria.
Digital experience with an export feature
Auto-populated data points that match any broker workflow, with the ability to export the raw data in a PDF or Excel format
Custom categories and calculations
Group spend categories and customise calculations to match your credit decision metrics
Multi data source
Market leading accuracy - whether you use Open Banking, Electronic Data Capture or both
How it works
Have it your way
Financial Passport PDF
Receive your customers’ full financial profile as a clear and easy to understand PDF.
Financial Passport API
Use Financial Passport data directly into your existing risk models or lending experience.
Financial Passport use cases
The Frollo Financial Passport is a flexible, customisable solution for using real-time financial information to power your customer journey. How will you use it?
Streamline the lending process and comply with responsible lending regulations by using an accurate, up to date financial profile to inform your credit decisions
Spend your time having an informed conversation with your customers and avoid line by line manual assessments.
- Wealth managers
- Financial advisers