Statement of Financial Position

Streamline credit decisions with increased speed and accuracy.
Frollo Statement of Financial Position

Why use Frollo

Combining our market leading transaction categorisation and open banking experience, the Frollo Statement of Financial Position will help you reduce cost and improve Time To Yes.

Market leading accuracy

Built on top of our AI powered Data Enrichment, delivering a market leading 95% categorisation accuracy.

Built for open banking

Built from the ground 
up to work with multiple data sources, including CDR data, third party aggregators and direct bank APIs.

Fully customisable

Map our detailed categorisation hierarchy to your lending decision categories to ensure the most accurate assessment of your customers' finances.

Increase speed & 
reduce cost

Get an accurate, verified assessment 
in minutes instead of days, reducing paperwork & handling, and improving quality of customer interactions.

Statement of Financial Position

Key Features

Complete financial picture

Get a detailed and accurate financial picture across income, assets, expenses and liabilities.


A comprehensive Statement of Financial Position mapped to your lending criteria within minutes.

Paperless and API driven

Does not rely on your customers time and ability to provide their financial details.


Receive customised reports or use our API to insert the results into your own systems.

How it works

Find out more

Get in touch to find out how Frollo Affordability can help your business streamline credit decisions, improve Time To Yes and reduce cost.

Case studies

We’re helping neobanks, traditional banks, Fintechs, lenders and employers get ahead of the competition with our B2B solutions. Here are some examples of partners and the challenges we’ve helped them with.

Other products

Our SaaS Integration platform sits at the core of the Frollo ecosystem, bringing together our AI engine, API’s, partner integrations and Open Banking solutions. 


One API to create a single customer view

Data Enrichment

Turn raw transaction data into insights using AI


Personalised and actionable financial insights

Financial wellbeing score

One simple score and steps to turn finances around


Smart budgeting with powerful data visualisation

Frollo dashboard screen

People like you

Powerful community-driven insights for users

Goals & challenges

Improve financial wellbeing by tracking progress

Bill tracker

Help users stay on track of regular payments

Product switching

Better outcomes with more relevant offers for users

Journey builder

Build personalised, omnichannel user journeys

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