Product Reference Data API overview
This Product API overview provides a list of publicly available Product Data APIs in Australia and information on how to use them.
What are Product Reference Data APIs?
As part of the Consumer Data Right (CDR), data holders have to publish Product Reference Data (PRD) APIs, also know as Product APIs.
All data holders need to make these APIs publicly available, with strict rules around availability and up-to-date-ness.
Included in these APIs is:
- Product name
Basically everything you need to do a comprehensive product comparison.
The big 4 banks are already required to publish these APIs, and from 1 October 2020 all Non-Major Authorised Deposit-taking Institutions (ADIs) will be required to publish them as well. In the lead up to this 1 October deadline, more and more ADIs are starting to publish their APIs.
Where to find PRD API documentation
The Data Standards Body (DSB) for the CDR regime has set strict rules for data holders on how to structure and publish their Product APIs. This makes it a lot easier to use the APIs as there’s only one set of instructions to follow.
These can be found on the Consumer Data Standards – Github page.
Each of the Product APIs can be used by following these instructions, the only other thing you need is the API base url – which you can find in the table below.
We’re continuously updating this page, so if you know of an API that isn’t included yet, let us know.
Product API overview
In the table below you’ll find the Product Data API base urls. They can be used as per the DSB instructions.
Frollo’s CDR solutions
Frollo is leading the charge in the Consumer Data Right, developing solutions for data holders and data recipients to make the most of open banking data.
For data holders
Our PRD portal is an easy, future proof way to comply with PRD regulations as well as a real time competitor product analysis based on PRD data.
For data recipients
The Frollo CDR gateway takes care of the complete process of managing consent and collecting CDR data and gives you access to a full suite of CDR enabled solutions like Data Enrichment, Income & Expense and multi banking.
Who we are
Frollo is a purpose-driven Australian FinTech on a quest to help people feel good about money. We’ve built the simplest way to help people get their finances on track – and through our business ecosystem, we’re supporting our enterprise clients to do the same for their customers.
Learn more about how we can help your business.