CDR Gateway

Leverage our experience and technology to become an ADR and gain a competitive advantage with Open Banking data.
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The CDR data opportunity

Consumers will be able to request data holders to share their data with ADRs, giving them more control of their data and driving competition & innovation.

Our solution:
Manage consent and aggregate CDR data
Built to integrate with our SaaS integration platform
Easy access to other data sources, our AI engine for transaction enrichment, PFM features and lending solutions

Market leading accuracy

A 98% match rate and 95% categorisation accuracy so you can confidently build your products using our AI

Multi data source solution

Use Open Banking data, screen scraping, direct API’s or all of the above, with consistent performance across all data sources.

Flexible and granular

Our tiered categorisation structure allows you to roll up granular categories to suit your business needs

Continuously learning

Our AI powered models are continuously learning and improving based on new data. They keep getting better.

Key Features

The Frollo CDR gateway takes care of the complete process of managing consent and collecting CDR data and gives you access to the full suite of B2B solutions within the Frollo SaaS Integration platform.

PRD api overview

CDR data collection

Collect CDR data from Data Holders on your customers’ behalf, with real time user initiated updates and up to 6 background refreshes per day.

Multi data source aggregation

One API for CDR, screen scraping and direct bank APIs for a complete
financial picture.

Direct access to Frollo SaaS Integration platform

The CDR gateway is part of our SaaS Integration platform, giving you plug & play access to our PFM features, Income & Expense and marketplace integrations.

Market leading transaction enrichment

Plug into our AI powered Data Enrichment engine and turn CDR data into insights, with 95% categorisation accuracy.

Consent management

A compliant consent management journey following ACCC CX guidelines: Consent collection, bank connections
& token management and consent withdrawal.

Key Benefits

CDR in a box

Easy to integrate API & SDK toolbox

Broad coverage

Easily supplement CDR data with other data sources

Proven technology

Our CDR technology is accredited and live in market under CDR rules

Leading the charge

Get access to new providers and products as they become available

Get started with our CDR Gateway

What will you build? Get in touch to discuss the possibilities or schedule a demo.

Case studies

We’re helping neobanks, traditional banks, Fintechs, lenders and employers get ahead of the competition with our B2B solutions. Here are some examples of partners and the challenges we’ve helped them with.

Open Banking Use Cases

There are many different use cases for the real time, rich and accurate financial data Open Banking provides. Below are just a few of the use cases the Frollo Open Banking platform supports.
Income and Expense verification

Income & Expense verification

Using CDR data to automatically verify the income and expenses of credit applicants, lowering the cost and increasing the effectiveness of lending decisions.

Onboarding automation

Onboarding automation

CDR can streamline the onboarding process by helping users automatically fill in their applications using CDR data.

Multi-banking

Financial institutions use CDR to offer their customers a full overview of their finances, including accounts they hold with other banks.

Open Banking powered Account verification

Account verification

Customers can easily prove account ownership using CDR data, when they're setting up payments.

Open Banking powered Personal finance management

Personal Finance Management

Using real time Open Banking data significantly increases the value PFM tools can deliver to customers.

Open Banking powered Product comparison

Product comparison

Combining insights into a customer's financial situation with an up-to-date view of financial products available in Australia, means businesses can help their customers get a better deal.

Building your credit score

Building your credit score

Building your credit score
Consumers can use their own financial data to build their credit score, proving their ability to repay loans

Identifying vulnerable customers

Identifying vulnerable customers

Sharing financial information with people or organisations you trust, so they can be notified when it looks like you're in trouble

Risk based pricing

Risk based pricing

The opportunity to price products bette for risk, and the specific situation of your customers

Who we're working with

We’re helping neobanks, traditional banks, Fintechs, lenders and employers get ahead of the competition with our Open Banking and financial wellbeing solutions.

Awarded

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