Leverage our experience and technology to become an ADR and gain a competitive advantage with Open Banking data.
The CDR data opportunity
Consumers will be able to request data holders to share their data with ADRs, giving them more control of their data and driving competition & innovation.
Manage consent and aggregate CDR data
Built to integrate with our SaaS integration platform
Easy access to other data sources, our AI engine for transaction enrichment, PFM features and lending solutions
Market leading accuracy
A 98% match rate and 95% categorisation accuracy so you can confidently build your products using our AI
Multi data source solution
Use Open Banking data, screen scraping, direct API’s or all of the above, with consistent performance across all data sources.
Flexible and granular
Our tiered categorisation structure allows you to roll up granular categories to suit your business needs
Our AI powered models are continuously learning and improving based on new data. They keep getting better.
The Frollo CDR gateway takes care of the complete process of managing consent and collecting CDR data and gives you access to the full suite of B2B solutions within the Frollo SaaS Integration platform.
CDR data collection
Collect CDR data from Data Holders on your customers’ behalf, with real time user initiated updates and up to 6 background refreshes per day.
Multi data source aggregation
One API for CDR, screen scraping and direct bank APIs for a complete
Direct access to Frollo SaaS Integration platform
The CDR gateway is part of our SaaS Integration platform, giving you plug & play access to our PFM features, Income & Expense and marketplace integrations.
A compliant consent management journey following ACCC CX guidelines: Consent collection, bank connections
& token management and consent withdrawal.
CDR in a box
Easy to integrate API & SDK toolbox
Easily supplement CDR data with other data sources
Our CDR technology is accredited and live in market under CDR rules
Leading the charge
Get access to new providers and products as they become available
Get started with our CDR Gateway
What will you build? Get in touch to discuss the possibilities or schedule a demo.
We’re helping neobanks, traditional banks, Fintechs, lenders and employers get ahead of the competition with our B2B solutions. Here are some examples of partners and the challenges we’ve helped them with.
Volt Bank was waiting for APRA approval to launch core banking products and didn’t yet have an app in market. They wanted to engage the community of early adopters signed up as beta customers and start building products based on learnings from users.
By launching a ‘labs app’ with Frollo, the neobank was able to start more meaningful co-creation conversations and product testing with their beta customers and pre-seed their new account opening pipeline with a deeper level of customer data.
Open Banking Use Cases
There are many different use cases for the real time, rich and accurate financial data Open Banking provides. Below are just a few of the use cases the Frollo Open Banking platform supports.
Income & Expense verification
Using CDR data to automatically verify the income and expenses of credit applicants, lowering the cost and increasing the effectiveness of lending decisions.
CDR can streamline the onboarding process by helping users automatically fill in their applications using CDR data.
Financial institutions use CDR to offer their customers a full overview of their finances, including accounts they hold with other banks.
Customers can easily prove account ownership using CDR data, when they're setting up payments.
Personal Finance Management
Using real time Open Banking data significantly increases the value PFM tools can deliver to customers.
Combining insights into a customer's financial situation with an up-to-date view of financial products available in Australia, means businesses can help their customers get a better deal.
Building your credit score
Building your credit score
Consumers can use their own financial data to build their credit score, proving their ability to repay loans
Identifying vulnerable customers
Sharing financial information with people or organisations you trust, so they can be notified when it looks like you're in trouble
Risk based pricing
The opportunity to price products bette for risk, and the specific situation of your customers
Who we're working with
We’re helping neobanks, traditional banks, Fintechs, lenders and employers get ahead of the competition with our Open Banking and financial wellbeing solutions.